Premium Credit Repair Services
Your Credit Report is Likely to Contain Errors
A study by the U.S. Public Interest Research Group found that over 70 percent of all credit reports contained errors. These negative marks on your credit history can have devastating consequences. CRE will challenge the credit reporting agencies and/or creditors on your behalf to make sure every entry on your credit report is accurate. You can hold your creditors responsible for the damages caused by inaccuracies on your credit reports.
All Items Are Subject to Challenge
We make sure the collection accounts, charge-offs, slow pays, tax liens, foreclosures, bankruptcies, repossessions, delinquent student loans and judgments that don’t belong on your credit report are removed. We also make sure the good credit you have is included. We help you restore your credit by demanding that your creditors comply with the federal laws listed below, all to protect you, the consumer and our valued client:
- Fair Credit Reporting Act
- Fair Debt Collection Practices Act
- Fair and Accurate Credit Transaction Act
- Health Insurance Portability and Accountability Act
- Fair Credit Billing Act
How We Serve You and Our Process
Many credit repair companies use form letters or pre-set computer programs and simply plug in one client’s name for another when disputing credit items. CRE Credit Services, however, believes that your credit report is as unique as you are. Therefore, we have employed a staff of professionally trained credit consultants that are far more effective than a pre-set computer program.
The technology we employ enables our team of professionals to initiate disputes, monitor creditor responses and send personalized letters to relevant creditors, collection agencies, courthouses, public record providers and reporting agencies. This leaves the credit bureaus with no choice but to take action. We also contact the creditor directly, demanding a response from them within the time provided mandated by federal law. We will contact the FTC if your creditors or the credit reporting agencies violate your rights under the Fair Credit Reporting Act. When necessary, we can refer you to an experienced attorney who stands ready to file suit against creditors who are willfully in violation of your rights, protected by the FCRA.
When you call our CRE Credit Services, you will speak with a trained credit counselor and they will answer your questions directly and personally. You do not want to outsource your financial future to a call center using un-skilled telemarketers. We would recommend for you to consider these differences:
- We are registered and bonded for your protection
- Our professional credit consultants know exactly what to do to resolve your credit issues legally and safely.
- We have over 50 years of cumulative experience in the credit business and know what it takes to help you achieve maximum results!
- Your privacy is assured. We use every reasonable precaution to protect your personal information. Only authorized representatives of CRE can access your files. We keep all information about you strictly confidential and do not share it with third parties without your permission.
We Look Forward to Working With You
Let's get started today. Simply call us toll free at 877.477.9321 , or fill out and submit the short form on our Contact Us page.