Consumer Credit Protection and the Law
Laws are in Place to Protect You from Inaccurate and Unverifiable Credit Reporting
The FCRA (Fair Credit Reporting
Act) gives you the right to accurate credit reporting. Exercise
that right by having your questionable credit listings either verified
as accurate or removed from your credit reports according to the law.
The CRE team makes sure your creditors adhere to the laws that protect
you. The first step is to audit the information on your credit reports.
Using the Fair Debt Collection Practices Act and the Fair Credit Reporting
Act, we look for areas where your creditors are not in compliance and
challenge them.
Congress has been busy changing some of the laws that affect Consumer Credit and they are starting to take effect now. We stay on top of those changes as they play into our client situations so that you are guaranteed the best results available when you request services from CRE Credit Services and our friendly staff.
Below we have provided links to many of the existing laws applying to Consumer Credit Protection for our visitors who want to know more.
Links to Consumer Credit Protection Laws
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- Fair Credit Reporting Act
- Fair Debt Collection Practices Act, also see; "Fair Debt Collection - Facts for Consumers"
- Fair and Accurate Credit Transaction Act
- Health Insurance Portability and Accountability Act
- Fair Credit Billing Act
Even with all these laws, there is a good chance you have items on your credit report which can be dismissed. Contact us today so that we can get started to work with you on a plan to improve your credit report.